CBA 1Q18 Trading Update

For the quarter ended 30 September 2017. Reported 8 November 2017. All comparisons are to the average of the two quarters of the second half of FY17 unless noted otherwise. oUnaudited statutory net profit of approximately $2.80bn in the quarter oUnaudited cash earnings1of approximately $2.65bn in the quarter, up 6% oOperating income growth of 4% underpinned by volume growth and improved margins oSound credit quality, with Loan Impairment Expense of $198m in the quarter or 11 bpts of GLAA2 oFurther balance sheet strengthening, with deposit funding at 68% and the Liquidity Coverage Ratio at 131% oCET1 (APRA) ratio at 10.1%, up 55 bpts since June 17 after allowing for the payment of the 2017 final dividend End CA:00309979 For:ABB Type:GENERAL Time:2017-11-08 10:56:43