Heartland Group 2019 Interim Results

Heartland Group Holdings Limited (NZX/ASX:HGH) (Heartland Group) achieved a net profit after tax (NPAT) of $33.1 million for the six months ended 31 December 2018, an increase of 6.5% from the six months ended 31 December 2017 (previous corresponding reporting period). Highlights for the six months ended 31 December 2018 include: - Net profit after tax $33.1 million, up 6.5% - Gross finance receivables $4.2 billion, up 11.9% (annualised growth excluding the impact of changes in foreign currency exchange rates) - Return on equity (ROE) 10.3% - NIM 4.36% - Cost to income ratio 42.5%, down from 42.9% in the previous corresponding reporting period - 2019 Interim Dividend 3.5cps - Corporate restructure successfully completed - removing the funding constraints on growth in Australia previously arising from Reserve Bank of New Zealand regulations, and providing greater flexibility to take advantage of growth opportunities and capital raising options in New Zealand and Australia - ASX foreign exempt listing successfully completed Please find the following materials attached: - Heartland Group 2019 Interim results announcement - Heartland Group 2019 Interim Report - Heartland Group 2019 interim results announcement (NZX template) - Heartland Group Corporate Action Notice - Heartland Group Investor Presentation - Heartland Group Media Release - Heartland Bank Limited interim results announcement (NZX template) - Heartland Bank Limited Disclosure Statement for the six months ended 31 December 2018 For further information, please contact: Jeff Greenslade Chief Executive Officer MOB 021 563 5493 jeff.greenslade@heartland.co.nz Julia Belk Investor Relations Manager DDI 09 926 3837 julia.belk@heartland.co.nz End CA:00330757 For:HGH Type:HALFYR Time:2019-02-19 09:02:32