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Memorandum To: Market Participants From: NZX Product Operations Date: Friday, 1 May 2020 Subject: Smartpay Holdings Limited ("SPY") - Trading Halt of Securities Message: NZX Regulation ("NZXR") advises that, following the release of the announcement by Smartpay Holdings Limited ("SPY") today at 12.14pm, trading in SPY ordinary shares will resume at 12.29pm today. Please contact NZX Product Operations on +64 4 496 2853 or productoperations@nzx.com with any queries. ENDS End CA:00352483 For:SPY Type:HALT Time:2020-05-01 12:28:59