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Memorandum To: Market Participants From: NZX Product Operations Date: Friday, 22 May 2020 Subject: Smartpay Holdings Limited ("SPY") - Trading Halt of Securities Lifted Message: NZX Regulation ("NZXR") advises that, following the release of the announcement by Smartpay Holdings Limited ("SPY") today at 9:24 am, trading in SPY ordinary shares will resume at market open. Please contact NZX Product Operations on +64 4 496 2853 or productoperations@nzx.com with any queries. ENDS End CA:00353537 For:NZXR Type:HALT Time:2020-05-22 09:41:38