Kiwibank subordinated notes offer – Final Terms Sheet

KIWIBANK LIMITED SUBORDINATED NOTES OFFER - FINAL TERMS SHEET Further to Kiwibank Limited's (Kiwibank) announcement earlier today, the final terms sheet relating to its offer of unsecured subordinated notes (Notes) is attached and is also available at www.kiwibank.co.nz/about-us/governance/investor-centre/kiwibank-capital-instr uments/. Details of the offer and the Notes are contained in the Limited Disclosure Document (LDD), which is available on the Disclose Register at www.disclose-register.companiesoffice.govt.nz/ under offer number OFR13513. Copies of the LDD, the investor presentation for the offer and the final terms sheet are available at www.kiwibank.co.nz/about-us/governance/investor-centre/kiwibank-capital-instr uments/, or by contacting one of the Joint Lead Managers to the offer (listed below) or your usual financial advice provider. For further information, please contact a Joint Lead Manager or your usual financial advice provider. Joint Lead Managers Bank of New Zealand 0800 275 269 Craigs Investment Partners Limited 0800 226 263 Forsyth Barr Limited 0800 367 227 End CA:00410978 For:KWB Type:OFFER Time:2023-05-05 14:27:55