Westpac NZ 2026 Half Year Financial Results Media Release

Key financials (All comparisons are for the 6 months ended 31 March 2026 versus the 6 months ended 31 March 2025) • Pre-provision profit of $795 million, up 4%. • Net profit of $545 million, up 4%. • Net operating income of $1,555 million, up 4%. • Operating expenses of $760 million, up 4%. • Net impairment charge of $37 million, compared with an impairment charge of $33 million in the same period last year. • Net interest margin 2.29%, up 3 basis points. • Home lending up 5% to $73.3 billion, Business lending up 6% to $35.0 billion, Deposits up 3% to $83.7 billion.