Quotation Notice - Bank of New Zealand Notes ("BNZ210")

QUOTATION NOTICE: NZX DEBT MARKET BANK OF NEW ZEALAND (“BNZ210”) NOTES Company: Bank of New Zealand (“BNZ”) Security Code: BNZ210 ISIN: NZBNZDT409C1 Details of Issue: NZ$1,250,000,000 unsecured, unsubordinated, fixed rate Notes Offer Opening Date: Monday, 7 September 2026 Offer Closing Date: 11:00am, Thursday, 10 September 2026 Maturity Date: Thursday, 18 September 2031 Interest Rate: 4.844% per annum Interest Payment Dates: 18 March and 18 September of each year up to and including the Maturity Date Date of First Interest Payment: Thursday, 18 March 2027 First Interest Paid To: Holder on Record Date Record Date: The close of business on the 10th calendar day before an Interest Payment Date (without adjusting such date for payment according to any Business Day Convention) Minimum Application Amount: NZ$5,000 Minimum Holding: NZ$5,000 Minimum Transferable Amount: NZ$1,000 Face Value: NZ$1.00 per Note Lead Manager: Bank of New Zealand Trust Deed Dated: Issued pursuant to the deed poll dated 14 November 2013 (as amended and restated on 2 August 2018 and amended on 31 May 2019 and 19 September 2025) and final terms to be dated on or about 18 September 2026 and offered under a terms sheet dated 7 September 2026 Registrar: Computershare Investor Services Limited Settlement Status: NZCDC Settlement System Issue Date: Friday, 18 September 2026 Expected Commencement of Trading on the NZX Debt Market: Monday, 21 September 2026 Graham Law Acting Chief Executive Officer NZX Limited 10 September 2026