Initial Disclosure Notice - M Biss

Initial Disclosure Notice Disclosure of Directors and Senior Managers Relevant Interests Sections 297(1) and 298(1), Financial Markets Conduct Act 2013 To NZX Limited; and Name of listed issuer: ANZ Bank New Zealand Limited Date this disclosure made: 8 October 2026 Date on which issuer listed or appointment made: 1 October 2026 Director or senior manager giving disclosure Full name: Melanie Jane Biss Name of listed issuer: ANZ Bank New Zealand Limited Name of related body corporate (if applicable): ANZ Group Holdings Limited (ANZ) Position held in listed issuer: Acting Chief Risk Officer Summary of relevant interest (excluding specified derivatives) Class of quoted financial product: Ordinary shares in ANZ (quoted) Nature of relevant interest: Indirect Number held in class: 1,025 Current registered holder: ANZEst Pty Ltd Summary of specified derivatives relevant interest (if applicable) Type of derivative: N/A Class of underlying financial products: N/A Details of derivative The notional value of the derivative (if any) or the notional amount of underlying products (if any): N/A A statement as to whether the derivative is cash settled or physically settled: N/A Maturity date of the derivative (if any): N/A Expiry date of the derivative (if any): N/A The price specified in the terms of the derivative(if any): N/A Any other details needed to understand how the amount of the consideration payable under the derivative or the value of the derivative is affected by the value of the underlying financial products: N/A For that derivative,- Parties to the derivative: N/A If the director or senior manager is not a party to the derivative, the nature of the relevant interest in the derivative: N/A Certification I certify that, to the best of my knowledge and belief, the information contained in this disclosure is correct and that I am duly authorised to make this disclosure by all persons for whom it is made. Signature of director or officer: Date of signature: or Signature of person authorised to sign on behalf of director or officer: Date of signature: 8 October 2026 Name and title of authorised person: Elizabeth Weaver, Head of Company Secretariat