Westpac NZ 2026 Full Year Financial Results Media Release

(All comparisons are excluding notables, and are for the 12 months ended 30 September 2026 versus the 12 months ended 30 September 2025) • Pre-provision profit of $1,542 million, down 5%. • Net profit of $1,087 million, down 9%. • Net operating income of $3,074 million, flat. • Net interest margin 2.23%, down 9 basis points. • Operating expenses of $1,532 million, up 4%. • Net impairment charge of $33 million, compared with an impairment benefit of $44 million in the previous period. • Home lending up 4% to $74.5 billion, Business lending up 6% to $36.3 billion, Deposits up 4% to $84.4 billion.